SolarInsure
575 Anton Blvd, 3rd Fl., Costa Mesa, California, United States

Solar Insure is a full service commercial insurance brokerage firm with a passion for renewable energy specifically wind and solar energies. Our customers range from large solar manufacturers & suppliers to smaller solar/wind contractors.

Solar Insures goal is to maintain the loyalty of our clients and to grow our business by providing high quality products and exceptional service and support. Our purpose is to help our customers identify and obtain the best insurance coverage solutions that will protect their business and profits from unwanted risks. Establishing successful partnerships with our alternative energy clients that support the goals and interests of both parties is of utmost importance. The success of Solar Insure will be measured by our clients' willingness to choose us because they believe in our ability to meet or exceed their expectations with regard to service, commitment, expertise and price.

SolarInsure welcomes the opportunity to audit your policy and show you exactly how we differ from other insurance brokers. For this no-obligation audit, please send us an email by using our contact form, and we will contact you shortly.

Solar Insure is a California owned Independent insurance brokerage dedicated to providing our clients with the highest quality professional risk management & insurance services, while delivering competitively priced alternative energy insurance products.

Our main goal is to ensure the growth and success of your business. We are dedicated to providing you with the close individual attention that is essential for dealing with the ever-increasing complexity of insurance risks in today’s business world. Our professional brokers analyze the current and potential risks facing each client in order to reduce liabilities and cut unnecessary costs from policy coverage, adding to your company’s overall profitability and success.

Our solar and wind engineering background allows us to respond to the needs of our clients. Combined with our highest level of personal service and our industry expertise make SolarInsure the largest renewable energy broker in the United States. We continually seek innovations that position our clients on the leading edge, work closely with the industries highest rated and most specialized insurance carriers to provide the best solutions for our clients.

Products and Services

Your job is to help the world meet its energy needs. We will assess your risk, design an insurance program that works for you and that is in compliance with relevant regulations, and place coverages with respected carriers at a competitive price. No matter what you do or the size of your operation, it involves risk – and responsibility. Solar Insure can help.

Risk Management

Various studies and research has proven that there is approximately 30 billion square feet of roof space on commercial buildings available for use. This space is ideal and has the potential to be outfitted with photovoltaic technology. In the United States alone relating studies showed that average distribution warehouses consist of over 300,000 square feet of roof real estate. This is enough to hold an entire megawatt solar power system.

For good reason many major companies choose the roof top levels as the prime real estate for PV technology. Roof top structures are usually reinforced with sturdy concrete that is built perfectly to hold a solar power system. The system can be established with little to no risk at all in terms of losing the panels or the effect that the PV technology can have on the rest of the building’s structure.

Assessing Risk

In terms of the process that SolarInsure undergoes when evaluating potential locations for roof top solar-panel systems, there are a number of variables considered. These include wind uplift and the ability to secure the structure, roof loading, combustibility, drainage and the risk for natural hazards. A number of questions need to be answered in the evaluation process including;

-How will the solar panel system affect the combustibility of the structure of the roof?

-What are the maximum wind levels that will affect the technology?

-How much weight can the roof hold and contain safely?

-What effect will the accumulation of snow, ice and rain have on the solar-panel system, and how will this change the loading process?

There are five potential risks that SolarInsure considers when evaluating a potential rooftop solar-panel system. These are as follows;

1. Roof Loading. How much potential weight can the roof reasonably hold? How will natural weather factors affect the loading process and what effect will the accumulation of weather variables have on the structure?

2. Combustibility. Will the solar-panel system affect or change the combustibility of the roof system on the whole? This must be considered as a number of early solar systems contained a backing made of polystyrene plastic, which is known to be extremely combustible.

3.  Wind uplift and its effect on the secure structure. An evaluation team must take into account the maximum potential of wind in the area and how it will affect the structure. Depending upon the expected force of the winds, the solar-panel system may need to be connected directly to the roof structure. If there is less potential for strong wind then a simple ballast installation may be more than enough to hold the system in place.

4. Drainage. How will the installation of a solar-panel system affect the pre-existing drainage system on the roof? If there is an issue of ponding on the structure the loading process can be drastically affected.

5. Resistance to various natural hazards. It is of utmost importance to test all solar panels in all conditions to ensure they can resist the effects of ice, snow, hail and wind debris. The SolarInsure evaluation process considers what testing has been done on the panels and whether or not more needs to be administered in order to ensure safety.

SolarInsure is a leading innovator in most matters of renewable energy. We provide risk management support to all companies, businesses and organizations no matter their size or relating sector. Even in instances when our staff cannot supply direct answers or solutions, we can steer you in the right direction of the appropriate resources that you need.